Suggested Reading

Investing and Financial Planning

The Elements of Investing, Burton G. Malkiel, John Wiley and Sons, 2013

The Little Book of Behavioral Investing, James Montier, John Wiley and Sons, 2010

Warren Buffett Embarrasses Hedge Fund Business Low Returns, Yahoo! Finance

Variable Annuities – An Introduction, Securities and Exchange Commission

FINRA Variable Annuities Investor Alert, Financial Industry Regulatory Authority

Vanguard White Paper on Fixed Income in a Rising Interest Rate Environment, July 2013

Where the Smart Money is Headed, Beverly Goodman, Barron’s

The Science of Investing, Dimensional Fund Advisors

Finding Success, Passionate Followers in Tow, Ron Lieber, New York Times

Why Panic? A Couple’s Nest Egg Better Left Alone, Tara Siegel Bernard, New York Times

Bonds Have Never Reached the Depth of a Bear Market for Stocks, The Vanguard Group, Inc.

Learn About Bond Investing, The Vanguard Group, Inc.

Investment-Grade Bonds are Among the Best Diversifiers of Equity Risk, The Vanguard Group, Inc.

Diversification Among Bond Funds Makes Sense, The Vanguard Group, Inc.

IFS Commentary
IFS Third Quarter 2018 Market Recap

IFS First Quarter 2018 Market Recap

Our Compliance Brochure

Finding Your Fiduciary Advisor

Investment Advisers: What You Need to Know Before Choosing One, Securities and Exchange Commission

How to Respond to a Data Breach, IFS

Keeping Digital Pirates at Bay, Charles Schwab

Top 10 Checklist for Smart Retirees
Ten Step Checklist for Smart Retirees, Aging Investor


CFPCFP®, (Certified Financial Planner)

Why Are the CFP®, Certification Requirements Important?

Most people think that all financial planners are “certified,” but this isn’t true. Anyone can call himself or herself a “financial planner”, but only those who have fulfilled the certification and renewal requirements of the CFP Board can display the CFP®, certification marks. When selecting a financial planner, you should feel confident that the person you choose to help you plan for your future is competent and ethical. The CFP®, certification provides that sense of security by allowing only those who meet the following requirements the right to use the CFP® certification marks.

Examination: CFP®, practitioners must pass a comprehensive two-day, 10-hour certification examination to their ability to apply financial planning knowledge. Based on research of planner’s job tasks, the exam covers the financial planning process, tax planning, employee benefits and retirement planning, estate planning, investment management, and insurance.

Ethics: CFP®, practitioners agree to abide by a strict code of professional conduct, that sets forth their ethical responsibilities to the public, clients and employers.

For more information on the CFP®, program, please click here.

cfa-logoCFA (Chartered Financial Analyst)
Why the CFA Designation Matters to You

Being an educated consumer is important, especially when it comes to your money. That’s why you should be familiar with CFA Institute and the CFA designation. CFA Institute sets the benchmark with which to measure the knowledge, integrity, and professionalism of the individual whom you trust to manage your financial assets.

What is the CFA program?
The CFA program is a graduate-level, self-study curriculum and examination program for investment specialists – especially securities analysts, money managers, and investment advisers. Established in 1962, the CFA program sets the global standard for investment knowledge, standards, and ethics. Clients, employers, and colleagues know that a charterholder has mastered a rigorous curriculum covering a broad range of investment topics and is committed to the highest ethical standards in the profession.

What areas of the investment profession do CFA candidates study?
The CFA designation represents broad investment knowledge. The CFA program compels investment professionals to build a working knowledge of investment principles across core areas of the industry − from portfolio management and asset valuation to derivatives and quantitative analysis. To earn the right to use the CFA designation, candidates must pass three examinations, which requires hundreds of hours of study over at least three years. COMPLETION of the CFA program is a formidable challenge for even the most experienced investment professional.

What are the CFA Institute Code of Ethics and Standards of Professional Conduct and why are they important to me?
Membership in CFA Institute and the CFA designation symbolize integrity. The trust that you place in your investment adviser must be unconditional. But integrity simply must never come into question. For this reason, CFA Institute members and CFA charterholders must comply with the CFA Institute Code of Ethics, which require them always to place the client’s interests first, to maintain independence and objectivity, and to serve with integrity and honesty. So you can invest with confidence.

To learn more about the CFA program, please click here.